The Capital Good Fund

Impactful Reach

Capital Good Fund is a nonprofit, U.S. Treasury-certified Community Development Financial Institution headquartered in Providence, RI. Our mission is to create pathways out of poverty and advance a green economy through inclusive financial services. Since 2009, we have financed over 5,000 small-dollar personal loans totaling $10.6 million (with a 95% repayment rate) and graduated more than 1,660 families through our Financial & Health Coaching program. As a social justice organization, we believe in the vision of Dr. Muhammad Yunus, the 2006 Nobel Peace Prize Winner: to "put poverty into museums" through microfinance.

Providence, RI
EIN 80-0348382
culture
community
education
social services
economics
diversity
rebuilding
community development
community health
economic development

Six-years ago, Capital Good Fund was also able to help Sherlie Martinez, 30, of Providence when she needed to fix her windshield. “I didn’t have any way to get the money,” Martinez remembers. Capital Good Fund, a nonprofit, provided the single mother of a young daughter an emergency loan of $300 to get the repair done. Martinez turned to Capital Good Fund again in 2015 when her 1996 Nissan Maxima kept breaking down. “I had a good job and a good home, but going outside and being unsure your car is going to start was very stressful,” she says. Capital Good Fund approved her for a $12,000 dollar loan at a reasonable 11 percent interest rate to buy a 2013 Kia Optima, which she is on track to pay off on time next year.

$10.6M
We have financed over $10.6 million in loans to our amazing clients.
5,000
We have closed over 5,000 loans.
1,660
We have over 1,660 graduates of our Financial + Health Coaching programs.

Financials

$2.5M
2018 Budget
85%Program Spend
9%Management Spend
7%Fundraising Spend
85%
9%
7%

Programs

Loan Options

If you need money, but have less-than-perfect credit, there's no better option than a loan from Capital Good Fund. We offer a variety of loan products to help you out in a pinch. We're more flexible than banks and won't rip you off like cash advance/payday lenders. You've just found your place for easy, honest, affordable loans.

Financial Coaching

Our individual Financial Coaching PLUS is a year-long relationship with your very own Financial Coach—offered in person or online.

Each Coach is trained to provide expert financial and health advice that works for you. They’ll develop a personal relationship with you, offering support and encouragement with zero judgment. Your Coach is your go-to person for any questions or roadblocks on your path to better finances and a better life!